Key Modules
Policy & Underwriting
- End-to-end lifecycle: quotation, issuance, endorsement, renewal, cancellation
- Customisable underwriting engine with rule-based decisions
- Support for multiple lines of business and product hierarchies
- Policy versioning and historical tracking
Billing & Collections
- Instalment plans, one-time billing, and premium reconciliation
- Commission structures for agents and brokers
- Alerts for non-payment, policy lapses, and renewals
- Integrated ledger paths for accounting and audit
Claims Management
- FNOL to settlement workflows
- Document submission and case tracking
- Integrated fraud checks and audit trail
- Claims communication via SMS, email, WhatsApp
Reinsurance
- Facultative and treaty setup
- Automatic allocation and recoveries tracking
- Retrocession handling and reinsurance statements
- Reporting on ceded premiums, losses, and balances
Document & Communication
- Built-in DMS with tagging, versioning, OCR
- Automated letters, notices, policy documents
- Multi-channel: SMS, email, WhatsApp
- eSignatures and document approvals
AI & BI
- Predictive lapse modelling and claims anomaly detection
- Underwriting insights and customer segmentation
- Interactive dashboards and portfolio analysis
- Rule-based decision engine with customisable scoring
Product Builder
- No-code interface to configure products, rules, benefits
- Store rates, riders, conditions, exclusions, and documentation
- Clone or adapt templates for rapid deployment of new products
Integrations
- ACH, credit card, payment gateways
- SMS/Email APIs, DMS, eSignature platforms
- Core accounting systems, tax & compliance tools
Benefits
- Rapid launch of new products without code
- Lower claims leakage and improved transparency
- Real-time customer and agent visibility
- Full auditability and regulatory alignment
- Reduced manual overhead with automation
Let's Connect
- Book a Demo: See Nio Insight in action
- Request Your Free Assessment
- Email: lorcan@nioinsight.com | Call/WhatsApp: +1 (868) 680 7579